Payment Collection

Get Paid Without the
Awkward Conversation.

OtoPro sends Stripe-powered payment links via SMS at exactly the right moment. Your client pays on their phone in minutes — no app, no account, no awkward "so about that deposit" phone call.

4 min
Average Payment Time
94%
Collection Rate
$0
Client App Downloads
24/7
Payment Availability
How It Works

From Estimate to Payment in
4 Steps.

No invoicing software. No chasing. No awkward phone calls. OtoPro handles the entire payment flow through SMS — your client pays without downloading anything.

Step 1

Estimate Approved

Insurance or client approves the repair estimate.

CLM-4821 approved for $6,840.00
Step 2

Deposit Request Sent via SMS

OtoPro texts the client a secure Stripe payment link.

SMS sent to Sarah: "Pay $500 deposit"
Step 3

Client Pays on Phone

Client taps the link, pays in seconds. No app download.

$500.00 received via Stripe
Step 4

Parts Order Unlocked

Payment confirmed — SOP advances, parts ordering begins.

Step 7: Parts Order now available
Payment Types

Three Payments.
Zero Friction.

OtoPro knows when to collect, how much to collect, and sends the right payment request at the right moment in your workflow.

Deposits

Collect 50% deposits on cash jobs before ordering parts. No deposit, no order — protecting your shop from no-shows and cancellations.

Triggered when parts are ordered
50% deposit for cash/private jobs
Auto-calculated from estimate total
Parts order locked until payment received
Configurable deposit percentage

Deductibles

Collect insurance deductibles at the right moment in the repair process. OtoPro knows the deductible amount from the assignment and sends the request automatically.

Triggered on insurance job assignments
Deductible amount pulled from assignment
SMS sent at the optimal collection point
Tracks paid vs. outstanding deductibles
Supports partial payments

Final Invoice

Collect the remaining balance when the vehicle is ready for delivery. Send a payment link before the client arrives — car is released when payment clears.

Triggered on vehicle delivery
Balance calculated automatically
Payment link sent before pickup
Vehicle release tied to payment status
Receipt emailed to client instantly
Powered by Stripe

Tap. Pay.
Done.

OtoPro sends a Stripe payment link via SMS. Your client taps the link, pays on their phone in under a minute, and you get notified instantly. No app download. No account creation. No friction.

SMS delivery

Payment link sent directly to client's phone

Bank-grade security

PCI-compliant payments powered by Stripe

No app required

Client pays in their mobile browser

Instant notification

Your team is notified the moment payment clears

9:41
OtoPro Auto Body
SMS

Hi Sarah, your repair estimate for the 2023 Toyota RAV4 has been approved. A deposit of $500.00 is required to begin parts ordering.

Pay securely here:

Stripe Checkout
pay.otopro.io/inv-4821
$500.00 — Deposit
OtoPro Auto Body - CLM-4821
Today 9:38 AM
Payment Tracking

Every Dollar,
Accounted For.

See outstanding payments, collected amounts, and full payment history per job. No more spreadsheets, no more guessing who owes what.

OtoPro — Payments Dashboard
Collected This Week
$12,730.00
Outstanding
$3,090.00
Collection Rate
94%
Client
Type
Amount
Sarah Mitchell
Deposit
$500.00
James Chen
Deductible
$1,000.00
Maria Rodriguez
Final Invoice
$2,340.00
David Park
Deposit
$750.00
Lisa Thompson
Final Invoice
$1,890.00

StopChasingPayments.
StartCollecting.

Every payment feature is included in the Pro plan. Start your 14-day free trial and let OtoPro handle deposits, deductibles, and final invoices — automatically.